Legislation – The Financial Services and Markets Act 2023 (Commencement No. 10 and Saving Provisions) Regulations 2025

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NOTE AS TO EARLIER COMMENCEMENT Regulations
(This note is not part of the Regulations)

The following provisions of the Financial Services and Markets Act 2023 have been brought into force by commencement Regulations made before the date of these Regulations.

Provision

Date of Commencement

S.I. No.

Section 1(1) (in part)

11th July 2023

2023/779 (C. 40)

Section 1(1) (in part)

29th August 2023

2023/779 (C. 40)

Section 1(1) (in part)

14th December 2023

2023/1382 (C. 97)

Section 1(1) (in part)

1st January 2024

2023/779 (C. 40)

Section 1(1) (in part)

1st January 2024

2023/1382 (C. 97)

Section 1(1) (in part)

5th April 2024

2023/1382 (C. 97)

Section 1(1) (in part)

30th June 2024

2023/1382 (C. 97)

Section 1(1) (in part)

29th October 2024

2024/1071 (C. 72)

Section 1(1) (in part)

1st November 2024

2024/620 (C. 39)

Section 1(1) (in part)

31st December 2024

2024/891 (C. 57)

Section 1(1) (in part)

31st December 2024

2024/1071 (C. 72)

Section 1(1) (in part)

14th May 2025

2025/572 (C. 25)

Section 1(1) in part

31st July 2025

2025/572 (C. 25)

Section 1(2), (4), (5) and (6)

11th July 2023

2023/779 (C. 40)

Section 2(1) (in part)

29th August 2023

2023/779 (C. 40)

Section 2(1) (in part)

14th December 2023

2023/1382 (C. 97)

Section 2(1) (in part)

29th October 2024

2024/1071 (C. 72)

Section 2(1) (in part)

1st December 2024

2024/1071 (C. 72)

Section 2(1) (in part)

31st December 2024

2024/1071 (C. 72)

Section 2(1) (in part)

31st March 2025

2024/1071 (C. 72)

Section 2(1) (in part)

30th June 2025

2024/1071 (C. 72)

Section 2(1) (in part)

1st December 2025

2024/1071 (C. 72)

Section 2(1) (in part)

6th July 2026

2024/1071 (C. 72)

Section 2(2) and (3)

11th July 2023

2023/779 (C. 40)

Section 3

11th July 2023

2023/779 (C. 40)

Sections 4 to 6

29th August 2023

2023/779 (C. 40)

Section 7

11th July 2023

2023/779 (C. 40)

Section 8

29th August 2023

2023/779 (C. 40)

Section 9(1) to (5)

1.00am on 1st January 2024

2023/1382 (C. 97)

Section 9(6)

29th August 2023

2023/779 (C. 40)

Section 10

1.00am on 1st January 2024

2023/1382 (C. 97)

Section 11

29th August 2023

2023/779 (C. 40)

Section 12

1.00am on 1st January 2024

2023/1382 (C. 97)

Sections 13 to 19

29th August 2023

2023/779 (C. 40)

Section 20 (in part)

6th September 2023

2023/936 (C. 55)

Section 20 (in part)

6th November 2023

2023/936 (C. 55)

Section 20 (so far as not already in force)

7th February 2024

2023/936 (C. 55)

Section 21

1st January 2024

2023/1382 (C. 97)

Section 23

29th August 2023

2023/779 (C. 40)

Sections 25 and 26

29th August 2023

2023/779 (C. 40)

Section 27 (in part)

29th August 2023

2023/779 (C. 40)

Section 27 (so far as not already in force)

1st January 2025

2023/1382 (C. 97)

Sections 28 to 32

29th August 2023

2023/779 (C. 40)

Section 33

1st January 2024

2023/1382 (C. 97)

Sections 34 to 40

29th August 2023

2023/779 (C. 40)

Section 41 (in part)

29th August 2023

2023/779 (C. 40)

Section 41 (so far as not already in force)

26th December 2023

2023/779 (C. 40)

Section 42 (in part)

29th August 2023

2023/779 (C. 40)

Section 42 (so far as not already in force)

26th December 2023

2023/1382 (C. 97)

Section 43 (in part)

29th August 2023

2023/779 (C. 40)

Section 43 (so far as not already in force)

1st August 2024

2023/1382 (C. 97)

Sections 44 and 45

29th August 2023

2023/779 (C. 40)

Section 46(1) (in part)

29th August 2023

2023/779 (C. 40)

Section 46(2), (7) and (9) (in part)

29th August 2023

2023/779 (C. 40)

Section 46 (so far as not already in force)

26th December 2023

2023/1382 (C. 97)

Section 47

29th August 2023

2023/779 (C. 40)

Section 48 (in part)

1.00am on 1st January 2024

2023/1382 (C. 97)

Section 48 (in part)

1st January 2025

2023/1382 (C. 97)

Section 48 (so far as not already in force)

1st February 2025

2023/1382 (C. 97)

Section 49

1.00am on 1st January 2024

2023/1382 (C. 97)

Section 50 (in part)

1.00am on 1st January 2024

2023/1382 (C. 97)

Section 50 (so far as no already in force)

1st August 2024

2023/1382 (C. 97)

Section 51 (in part)

29th August 2023

2023/779 (C. 40)

Section 51 (in part)

1st January 2025

2023/1382 (C. 97)

Section 51 (in part)

1st March 2024

2024/250 (C. 11)

Section 51 (in part)

1st August 2024

2024/250 (C. 11)

Section 51 (so far as not already in force)

1st January 2025

2024/250 (C. 11)

Section 53

29th August 2023

2023/779 (C. 40)

Section 57 (in part)

29th August 2023

2023/779 (C. 40)

Section 57 (in so far as not already in force)

31st December 2023

2023/1382 (C. 97)

Section 59

29th August 2023

2023/779 (C. 40)

Section 63

29th August 2023

2023/779 (C. 40)

Section 64

29th October 2024

2024/1071 (C. 72)

Sections 65 to 69

29th August 2023

2023/779 (C. 40)

Section 70(1), (3) and (4) (in part)

1st January 2024

2023/1382 (C. 97)

Section 70 (in so far as not already in force)

1st March 2024

2024/250 (C. 11)

Section 71

1st March 2024

2024/250 (C. 11)

Section 73

29th August 2023

2023/779 (C. 40)

Section 75

29th August 2023

2023/779 (C. 40)

Section 76

29th August 2023

2023/779 (C. 40)

Section 79

29th August 2023

2023/779 (C. 40)

Schedule 1, Part 1 (in part)

11th July 2023

2023/779 (C. 40)

Schedule 1, Part 1 (in part)

14th December 2023

2023/1382 (C. 97)

Schedule 1, Part 1 (in part)

1st January 2024

2023/779 (C. 40)

Schedule 1, Part 1 (in part)

1st January 2024

2023/1382 (C. 97)

Schedule 1, Part 1 (in part)

5th April 2024

2023/1382 (C. 97)

Schedule 1, Part 1 (in part)

1st November 2024

2024/891 (C. 57)

Schedule 1, Part 2 (in part)

11th July 2023

2023/779 (C. 40)

Schedule 1, Part 2 (in part)

29th August 2023

2023/779 (C. 40)25

Schedule 1, Part 2 (in part)

14th December 2023

2023/1382 (C. 97)

Schedule 1, Part 2 (in part)

1st January 2024

2023/779 (C. 40)

Schedule 1, Part 2 (in part)

1st January 2024

2023/1382 (C. 97)

Schedule 1, Part 2 (in part)

5th April 2024

2023/1382 (C. 97)

Schedule 1, Part 2 (in part)

30th June 2024

2023/1382 (C. 97)

Schedule 1, Part 2 (in part)

1st November 2024

2024/891 (C. 57)

Schedule 1, Part 2 (in part)

31st December 2024

2024/620 (C. 39)

Schedule 1, Part 2 (in part)

31st July 2025

2025/572 (C. 25)

Schedule 1, Part 3 (in part)

1st January 2024

2023/779 (C. 40)

Schedule 1, Part 3 (in part)

1st January 2024

2023/1382 (C. 97)

Schedule 1, Part 3 (in part)

5th April 2024

2023/1382 (C. 97)

Schedule 1, Part 3 (in part)

30th June 2024

2023/1382 (C. 97)

Schedule 1, Part 3 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 1, Part 3 (in part)

1st November 2024

2024/891 (C. 57)

Schedule 1, Part 3 (in part)

31st December 2024

2024/620 (C. 39)

Schedule 1, Part 3 (in part)

31st December 2024

2024/1071 (C. 72)

Schedule 1, Part 3 (in part)

14th May 2025

2025/572 (C. 25)

Schedule 1, Part 4 (in part)

1st January 2024

2023/779 (C. 40)

Schedule 1, Part 4 (in part)

14th May 2025

2025/572 (C. 25)

Schedule 1, Part 5 (in part)

1st January 2024

2023/1382 (C. 97)

Schedule 1, Part 5 (in part)

1st November 2024

2024/891 (C. 57)

Schedule 1, Part 5 (in part)

31st December 2024

2024/620 (C. 39)

Schedule 1, Part 5 (in part)

14th May 2025

2025/572 (C. 25)

Schedule 2, Part 1, paragraph 1 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 1 (in part)

1st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 1 (in part)

31st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 1 (in part)

31st March 2025

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 1 (in part)

30th June 2025

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 1 (in part)

1st December 2025

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 4

14th December 2023

2023/1382 (C. 97)

Schedule 2, Part 1, paragraphs 5 and 6

29th August 2023

2023/779 (C. 40)

Schedule 2, Part 1, paragraph 7 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 7 (so far as not already in force)

1st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 8 (in part)

1st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 8 (so far as not already in force)

1st December 2025

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 9

29th August 2023

2023/779 (C.40)

Schedule 2, Part 1, paragraphs 10 and 11 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraphs 10 and 11 (so far as not already in force)

1st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 12 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 12 (so far as not already in force)

1st December 2025

2024/1071 (C. 72)

Schedule 2, Part 1, paragraphs 13 to 16

29th August 2023

2023/779 (C. 40)

Schedule 2, Part 1, paragraph 17 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 17 (so far as not already in force)

31st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 18 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 18 (so far as not already in force)

30th June 2025

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 19 (in part)

29th August 2023

2023/779 (C. 40)

Schedule 2, Part 1, paragraphs 20 and 21

1st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 22

31st March 2025

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 24

1st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 25 (in part)

29th August 2023

2023/779 (C. 40)

Schedule 2, Part 1, paragraph 25

1st December 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 26

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 27 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 1, paragraph 27 (so far as not already in force)

31st March 2025

2024/1071 (C. 72)

Schedule 2, Parts 2 and 3

29th August 2023

2023/779 (C. 40)

Schedule 2, Part 4, paragraph 44 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 4, paragraph 44 (in part)

6th July 2026

2024/1071 (C. 72)

Schedule 2, Part 4, paragraph 45 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 4, paragraph 45 (so far as not already in force)

6th July 2026

2024/1071 (C. 72)

Schedule 2, Part 4, paragraph 46

6th July 2026

2024/1071 (C. 72)

Schedule 2, Part 4, paragraph 49 (in part)

29th October 2024

2024/1071 (C. 72)

Schedule 2, Part 4, paragraph 49 (so far as not already in force)

6th July 2026

2024/1071 (C. 72)

Schedule 2, part 4, paragraph 50

6th July 2026

2024/1071 (C. 72)

Schedule 2, Part 6

29th August 2023

2023/779 (C. 40)

Schedule 3

29th August 2023

2023/779 (C. 40)

Schedule 4

29th August 2023

2023/779 (C. 40)

Schedule 5 (in part)

6th September 2023

2023/936 (C. 55)

Schedule 5 (in part)

6th November 2023

2023/936 (C. 55)

Schedule 5 (so far as not already in force)

7th February 2024

2023/936 (C. 55)

Schedule 7, paragraph 1 (in part)

29th August 2023

2023/779 (C. 40)

Schedule 7, paragraph 1 (in part)

1st January 2024

2023/1382 (C. 97)

Schedule 7, paragraph 1 (in part)

1st August 2024

2024/250 (C. 11)

Schedule 7, paragraph 1 (so far as not already in force)

1st January 2025

2024/250 (C. 11)

Schedule 7, paragraph 2 (in part)

29th August 2023

2023/779 (C. 40)

Schedule 7, paragraph 2 (so far as not already in force)

1st January 2024

2023/1382 (C. 97)

Schedule 7, paragraph 3 (in part)

29th August 2023

2023/779 (C. 40)

Schedule 7, paragraph 3 (so far as not already in force)

1st January 2025

2023/1382 (C. 97)

Schedule 7, paragraph 4 to 6

29th August 2023

2023/779 (C. 40)

Schedule 7, paragraph 7 (in part)

29th August 2023

2023/779 (C. 40)

Schedule 7, paragraph 7 (so far as not already in force)

1st August 2024

2023/1382 (C. 97)

Schedule 7, paragraph 8

1st January 2024

2023/1382 (C. 97)

Schedule 7, paragraphs 9 to 13

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 3(9) to (11)

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 13(5) to (7)

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 16

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 20

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 22(10) to (12)

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 25(2), (3), (5) and (8)

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 32(2) to (5)

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 75

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 76

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 78

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 85

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 87

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 154

29th August 2023

2023/779 (C. 40)

Schedule 11, paragraph 165

29th August 2023

2023/1382 (C. 97)

Schedule 11 (so far as not already in force)

31st December 2023

2023/1382 (C. 97)

Schedule 14

29th August 2023

2023/779 (C. 40)