Legislation – The Public Service (Civil Servants and Others) Pensions (Remediable Service) Regulations 2023

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Introduction

PART 1
Introductory provisions

1 Citation, commencement and extent

2 Interpretation

3 Delegation

PART 2
Remediable service statements

4 Requirements relating to remediable service statements

PART 3
Decisions about the treatment of remediable service

CHAPTER 1 Opted-out service elections

5 Application and interpretation of Chapter 1

6 Election in relation to PCSPS opted-out service

CHAPTER 2 Immediate choice decision for alpha or PCSPS benefits

7 Application of Chapter 2

8 Immediate choice decision for alpha or PCSPS benefits: general

9 Immediate choice decision: additional requirements

10 Immediate choice decision: deemed section 6 election

CHAPTER 3 Deferred choice decision for alpha or PCSPS benefits

11 Application of Chapter 3

12 Deferred choice decision for alpha or PCSPS benefits: general

13 Deferred choice decision: when a deferred choice decision may be made

14 Deferred choice decision: revocation

15 Deferred choice decision: additional requirements

PART 4
Provision about divorce and dissolution arrangements

CHAPTER 1 Pension credit and pension debit members

SECTION 1 Application and interpretation of Chapter 1

16 Application and interpretation of Chapter 1

SECTION 2 Pension sharing orders: information provided before 1st October 2023

17 Application and interpretation of Section 2

18 Meaning of “alternative amount”

19 Information provided before 1st October 2023: calculating a remediable credit adjustment

20 Information provided before 1st October 2023: applying a remediable credit adjustment

21 Information provided before 1st October 2023: recalculating D’s reduction of benefit

SECTION 3 Information provided on or after 1st October 2023

22 Application and interpretation of Section 3

23 Information provided on or after 1st October 2023: calculation of pension credits and debits

24 Information provided on or after 1st October 2023: recalculating D’s reduction of benefit

CHAPTER 2 Arrangements on divorce, annulment or dissolution other than a pension sharing order

25 Arrangements other than a pension sharing order: calculating the value of pension benefits

PART 5
Voluntary contributions

CHAPTER 1 Added pension

26 Interpretation of Chapter 1

27 Lump sum purchase of added pension

28 Periodic arrangements for alpha added pension

29 PCSPS added pension: treatment on a section 6 or 10 election

CHAPTER 2 Effective pension age and enhanced effective pension age

30 Treatment of EPA and EEPA rights

CHAPTER 3 Treatment of remediable added pension rights

31 Application and interpretation of Chapter 3

32 Treatment of added pension rights under alpha

33 Benefits already paid in relation to added pension rights

34 Pension benefits and lump sum benefits in relation to remediable additional rights

CHAPTER 4 Remedial arrangements to pay voluntary contributions to the PCSPS

35 Remedial arrangements to pay voluntary contributions to secure EPA or EEPA rights

PART 6
Transfers

CHAPTER 1 General

36 Interpretation of Part 6

37 Transferred out remediable service statements

CHAPTER 2 Transfers on a cash equivalent basis

SECTION 1 Transfers before 1st October 2023

38 Transfers out before 1st October 2023

39 Transfers in before 1st October 2023

SECTION 2 Transfers on or after 1st October 2023

40 Application of Section 2

41 Transfers out on or after 1st October 2023

CHAPTER 3 Transfers on a club basis

SECTION 1 Club transfers before 1st October 2023

42 Club transfers out before 1st October 2023

43 Club transfers in before 1st October 2023

SECTION 2 Club transfers on or after 1st October 2023

44 Application of Section 2

45 Club transfers out on or after 1st October 2023

46 Club transfers in on or after 1st October 2023

SECTION 3 Interim payment of benefits in certain cases

47 Interim payment of benefits in certain cases

CHAPTER 4 Treatment of rights secured by virtue of a remediable value

48 Application and interpretation of Chapter 4

49 Transferred in remediable rights treated as being in the PCSPS

50 Varying the value of benefits secured by virtue of transferred in remediable rights

51 Benefits already paid in relation to transferred in remediable rights

52 Pension benefits and lump sum benefits in relation to transferred in remediable rights

PART 7
Provision about special cases

CHAPTER 1 Ill-health retirement

53 Application and interpretation of Chapter 1

54 Whether M meets the IHR criteria in M’s alternative scheme

55 Deferred choice members entitled to ill-health benefits in their alternative scheme only

56 Remedy members entitled to ill-health benefits in their alternative scheme only

57 Remedy members with provisional awards of ill-health pension

58 Disapplication of certain requirements

CHAPTER 2 Miscellaneous special cases

59 Protection of the amount of pension in payment to an eligible child

60 Modification of nomination rules for Section II members

61 Aggregation of PCSPS membership

62 Payment of annual allowance tax charges and provision of information

PART 8
Immediate detriment cases

63 Treatment of immediate detriment cases

PART 9
Liabilities and payment

CHAPTER 1 Application of Part 9

64 Application of Part 9

CHAPTER 2 Interest, compensation and netting off

65 Interest

66 Indirect compensation

67 Applications for compensation or indirect compensation

68 Netting off

CHAPTER 3 Reduction and waiver of liabilities

69 Reduction of liabilities in relation to pension contributions

70 Power to reduce or waive amounts owed by a person to the scheme manager

71 Agreement to waive a liability owed by the scheme manager in respect of an immediate correction

CHAPTER 4 Payment of net liabilities

72 Application of Chapter 4

73 Payment of amounts owed to the scheme manager

74 Payment of amounts owed to a person

SCHEDULES

SCHEDULE Eligible decision-makers for deceased members

Signature

Explanatory note

PART 5Voluntary contributions

CHAPTER 2Effective pension age and enhanced effective pension age

Treatment of EPA and EEPA rights
30.

(1)

This regulation applies where a remedy member (“M”) entered into an arrangement during the period of their remediable service to pay periodic voluntary contributions (the “remediable voluntary contributions”) to secure EPA or EEPA rights.

(2)

The scheme manager must, as soon as is practicable after 30th September 2023 and having consulted the scheme actuary, determine—

(a)

the equivalent value of added pension rights that would have been secured in the PCSPS if each remediable voluntary contribution had been paid to secure added pension rights in the PCSPS in the same relevant pension year in which the remediable voluntary contribution was paid (“the PCSPS added pension value”), and

(b)

the “compensatable amount”, being an amount by way of compensation which is equal to—

(i)

the aggregate of all of M’s remediable voluntary contributions, less

(ii)

an amount in respect of the value of tax relief in accordance with direction 5(5) to (9) of the PSP Directions 2022.

(3)

Where a determination is made in accordance with direction 5(8) of the PSP Directions 2022, the following apply—

(a)

direction 5(10) (provision of explanation);

(b)

direction 5(11) and (12) (appeals).

(4)

When making a remedy decision that no section 6 election or (as the case may be) no section 10 election is to be made in respect of M’s remediable service, the relevant decision-maker may also make a decision in accordance with paragraph (5) that—

(a)

rights to added pension are to be conferred under the PCSPS that are of an equivalent value to the PCSPS added pension value, or

(b)

the scheme manager is required to pay M or, where M is deceased, M’s personal representatives the compensatable amount.

(5)

A decision is made in accordance with this paragraph where it is communicated to the scheme manager—

(a)

in a form and manner determined by the scheme manager, and

(b)

at the same time as the remedy decision mentioned in paragraph (4).

(6)

Where—

(a)

a decision is made in accordance with paragraph (5) for the purpose in paragraph (4)(a), or

(b)

no decision has been made in accordance with paragraph (5), and—

(i)

the period during which a remedy decision may be made in relation to M’s remediable service has passed,

(ii)

no remedy decision has been made that a section 6 election or a section 10 election is to be made in relation to M’s remediable service, and

(iii)

M is not an immediate choice member in respect of whose remediable service a section 6 election is deemed to have been made under regulation 10,

the scheme manager must confer rights to added pension under the PCSPS that are of an equivalent value to the PCSPS added pension value.

(7)

Where a decision is made in accordance with paragraph (5) for the purpose in paragraph (4)(b), the scheme manager must pay to M or, where M is deceased, M’s personal representatives the compensatable amount.

(8)

Where—

(a)

rights to added pension under the PCSPS are conferred under paragraph (6), or

(b)

compensation is paid in relation to M’s remediable EPA or EEPA rights under paragraph (7),

any rights that would otherwise have been secured by the remediable voluntary contributions are extinguished.

(9)

In this regulation—

added pension”, in relation to the PCSPS, has the meaning given to “PCSPS added pension” in regulation 26;

EPA or EEPA rights” means rights to benefits secured under Part 3 or Part 4 of Schedule 1 to the 2014 Regulations;

remediable EPA or EEPA rights” means EPA or EEPA rights secured by virtue of remediable voluntary contributions;

remedy decision” means an immediate choice decision or a deferred choice decision;

relevant decision-maker” means—

(a)

where M is a deferred choice member, the deferred choice decision-maker;

(b)

where M is an immediate choice member, the immediate choice decision-maker;

relevant pension year” has the meaning given in direction 5(16)(c)(i) of the PSP Directions 2022.